User Manual & Documentation

Complete guide to using KairosDigiWealth's 10 Susu savings products

Quick Start Guide

1. Download App

Available on iOS App Store and Google Play Store. Or use our web app.

2. Register

Phone number + Ghana Card verification. Complete KYC in under 3 minutes.

3. Start Saving

Choose from 10 product types. Link mobile money wallet. Begin your savings journey.

Product Guides

Group Savings (ROSCAs)

  • Classic Susu Circle: Traditional rotating savings for 3-50 members
  • Stokvel Circle: SA model with investment returns (2-5% p.a.)
  • Asoeɛ Circle: Event-based savings for weddings, funerals

Individual Savings

  • Target Saver: Goal-based with milestone rewards (5-8% p.a.)
  • Pesewa Auto-Save: Daily micro-savings (GHS 1-50)
  • SusuInvest: Hybrid savings + T-bills (8-12% p.a.)

Download Full Documentation

Access our complete strategy document with detailed product specifications, market analysis, and technical architecture.

Download Strategy Document

Important Legal Disclaimer

📊 Investment & Financial Projections

All financial projections and growth targets are forward-looking statements. Actual results may vary significantly.

⚠️ No Guarantees: Consult qualified financial advisors before making investment decisions.

🚫 Not Financial, Legal, or Investment Advice

Information provided is for educational purposes only. Always consult qualified professionals.

📅 November 6, 2025 | 📧 legal@goldenkairosinnovations.com