From Wooden Boxes to Digital Vaults

Ghana's premier digital Susu platform. Save together, grow together. 10 innovative savings products for individuals, groups, and families.

Target 50,000+ savers* | Projected GHS 60M+* in savings | Industry standards compliant

*All projections are estimates subject to market conditions

Start Your Savings Journey

Create a Group - FREE Join a Group - FREE

100% FREE forever • Phone verified • Mobile money enabled

Live DigiWealth Savings Catalog

Real-time product feed straight from our Fineract core. Each tile is an ACID-compliant savings product ready for activation inside your DigiWealth workspace.

Why KairosDigiWealth?

  • 10 Susu product types — Classic ROSCA, Stokvel, Goal Savings, Micro-savings, Family Vault, Event Savings, and more
  • Mobile money integrated — MTN, Vodafone, AirtelTigo with automatic failover
  • AI-powered insights — Smart contribution reminders, savings recommendations, financial literacy tips
  • Group & family savings — Rotating payouts, event-based savings, family vaults with multi-user access
  • Digital Susu collector — Agents visit virtually or physically, collect daily/weekly contributions
  • Enterprise-grade security — Target 99.9% uptime, AES-256 encryption, biometric auth, industry standards compliant

Install as PWA

Click the Install App button in your browser to use KairosDigiWealth offline and get push notifications.

What You Get

Group Susu Circles

Rotating savings associations (ROSCA) with automatic payout scheduling. Perfect for office groups, market women, student circles.

Auto Rotation

Goal-Based Savings

Set targets (wedding, education, land purchase), track progress with milestones, earn bonus interest at 25%, 50%, 75%, 100%.

Up to 10% p.a.

AI-Powered Automation

Auto-deduct from mobile money, smart reminders, round-up transactions, personalized savings recommendations based on spending patterns.

Smart Insights

Family Vault

Joint savings for families with multi-user access (Admin, Contributor, Viewer). Majority approval for withdrawals. Perfect for education funds.

2-20 Members

Event Savings (Asoeɛ)

Time-bound ROSCA for weddings, funerals, naming ceremonies. Early payout when event date confirmed. Social event calendar included.

Event-Based

Agric-Susu

Seasonal savings for farmers. Deposit during harvest, withdraw during planting. Auto-qualify for agric loans up to 150% of savings balance.

Farmer-Focused

10 Susu Product Types

1. Classic Susu Circle

ROSCA

Traditional rotating savings. Weekly/monthly contributions, sequential or random payout rotation.

3-50 members 0% interest Auto rotation
View Demo

2. Stokvel Circle

SA Model

South African stokvel model with investment component. Members receive capital + interest share.

5-100 members 2-5% p.a. Invested
View Demo

3. Target Saver

Goal-Based

Personal goal savings (education, wedding, land). Milestone rewards and bonus interest.

Individual 5-8% p.a. Bonuses
Try Interactive Calculator

4. Pesewa Auto-Save

Micro

Daily micro-savings (GHS 1-50). Auto-deduct from mobile money or round-up transactions.

Daily 3-5% p.a. Automated
View Demo

5. Family Vault

Joint

Joint family savings with multi-user permissions. Majority approval for withdrawals.

2-20 family 6% p.a. Secured
View Demo

6. Asoeɛ Circle

Event

Event-based ROSCA for weddings, funerals, ceremonies. Early payout on event dates.

5-30 members Event-based Group chat
View Demo

Our Impact

50K+
Active Savers
5,000+
Active Groups
GHS 60M
Total Savings
99.9%
Uptime SLA

Enterprise Platform Dashboards

Comprehensive suite of dashboards for investors, members, operators, administrators, and blockchain transparency.

Investment Dashboard

Investors

Real-time portfolio analytics, ROI tracking, investment performance metrics, and comprehensive financial insights for stakeholders.

Portfolio Analytics ROI Tracking Financial Reports
Launch Dashboard

Member Portal

Members

Personalized member dashboard with savings accounts, contribution history, goal tracking, and mobile money integration.

My Savings Goal Tracking MoMo Linked
Launch Portal

Operations Dashboard

Operations

Real-time operations monitoring, transaction processing, system health metrics, and daily operational oversight.

Transactions System Health Live Monitoring
Launch Dashboard

Group Admin

Group Leaders

Manage group savings circles, member permissions, contribution schedules, payout rotations, and group analytics.

Member Management Rotation Control Group Analytics
Launch Dashboard

Super Admin

Platform Admin

Complete platform control, user management, system configuration, security settings, and platform-wide analytics.

Full Platform Access Security Control System Config
Launch Dashboard

Blockchain Explorer

Transparency

Immutable transaction ledger, real-time blockchain verification, transparency dashboard, and audit trail explorer.

Transaction Chain Verification Audit Trail
Launch Explorer

Platform Access Information

All dashboards are now hosted on the dedicated digiwealth.goldenkairosinnovations.com subdomain for enhanced performance, security, and organization. Each dashboard is role-based with enterprise-grade authentication and authorization.

SSL Encrypted Public Access Open Platform 99.9% Uptime

Ready to Transform Ghana's Savings Culture?

Join us in digitizing Ghana's GHS 5+ billion informal savings sector. Investment ask: GHS 1.5M for 20% equity. Projected 8x ROI in 3 years.